Verto is a cross-border B2B payments platform enabling companies to send, receive, and exchange money globally — with a particular focus on emerging markets in Africa, Asia, and LATAM. Verto offers multi-currency wallets, competitive FX rates, and local payout rails for businesses that struggle with slow or expensive international banking.
We interviewed Jakub Zakrzewski, CEO of Verto and ex-Revolut APAC GM, to understand how Verto is building global money movement rails for underserved markets.
Who is Jakub Zakrzewski?
Jakub is a fintech leader with a track record at some of the biggest global brands: he helped scale Lazada in Singapore, led PayPal’s merchant operations in Central Europe, and was General Manager APAC at Revolut. Now, as CEO of Verto, he’s helping solve the complexities of global B2B money movement.
Interview
What is Verto in one sentence?
A global B2B payments platform enabling fast, cost-effective money movement for businesses operating in and out of emerging markets.
What kind of businesses use Verto?
Import/export firms, remote payroll providers, international service providers, SaaS platforms, and B2B marketplaces.
What currencies do you support?
Over 50 — including hard-to-access currencies in Africa (NGN, KES, ZAR), Asia (IDR, INR, PKR), and LATAM (MXN, BRL, ARS).
Do you issue IBANs or virtual accounts?
Yes — we offer multi-currency business accounts with local and international payout options.
Are you licensed?
Yes — we are FCA-registered in the UK and operate under various licensing frameworks in our partner jurisdictions.
How are you different from Wise or Payoneer?
Verto is B2B-first and emerging-market focused. Our FX and payout rails are optimized for markets where others are expensive or slow.
What is the average transaction size?
Between $5,000 and $150,000 — though we support higher limits for enterprise clients.
What is your FX pricing?
Very competitive — we typically undercut banks by 70–80% on FX spreads, especially in exotic corridors.
Do you support real-time payments?
Yes — we offer real-time and same-day settlement for many corridors, including SEPA Instant, UK Faster Payments, and some African networks.
Can Verto handle mass payouts?
Yes — our batch payment feature allows businesses to upload CSVs or connect via API to send hundreds of payments globally.
What APIs do you provide?
FX rate APIs, payment initiation, account creation, compliance monitoring, and transaction reporting.
Do you offer Open Banking integrations?
Yes — for EU/UK clients. This is used for client onboarding and payment verification.
What about compliance and risk?
We operate with full KYC, KYB, AML procedures. Verto uses AI and manual reviews to prevent fraud and financial crime.
Do you support crypto businesses?
Not directly — we serve the fiat side only. Crypto-related clients must have proper licensing and transparent flows.
Which countries are your strongest markets?
UK, Nigeria, Kenya, South Africa, India, Brazil, and the UAE. We’re seeing strong demand in trade-heavy corridors.
What’s on your roadmap for 2025?
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Embedded finance via API
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Prepaid business cards
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Expansion into MENA and Eastern Europe
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More regulated local payout licenses
What KPIs do you monitor?
Transaction volume, FX margin, corridor uptime, compliance flags, client onboarding time.
Long-term vision?
To be the Stripe for cross-border B2B payments in emerging markets — fast, transparent, programmable money movement.
Related Searches
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Verto FX platform
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Cross-border B2B payment providers
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Pay vendors in Africa
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Global mass payouts for businesses
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Emerging markets fintech UK
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Verto vs Payoneer
FAQ
Is Verto a licensed money transmitter?
Yes — we are regulated by the FCA and partner with licensed entities in each country where required.
Can I get a virtual account in USD, EUR, or GBP?
Yes — Verto offers local account details in major currencies and settlement accounts in over 50.
Is there an API?
Yes — businesses can integrate to automate payments, FX, and reconciliation.
Do you support small businesses?
Yes — our minimums are low, but most clients are SMEs or enterprises with frequent international payments.
Company Services
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Multi-currency wallets
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Cross-border FX and payments
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Real-time settlement in key corridors
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Mass payouts and payroll
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Open Banking onboarding
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Compliance/KYC automation
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FX API and payment integration
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Local settlement rails for emerging markets
Competitors
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Wise Business – Strong UX, weaker in exotic currencies
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Payoneer – Focus on freelancers and platforms
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Airwallex – Asia-first, less focus on Africa
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Nium – Enterprise-level, but expensive for SMEs
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Currencycloud – BaaS, but less flexible for direct SMEs
Product Positioning
Verto is:
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Emerging markets-first
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Built for B2B
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Licensed and regulated
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Offering fast, low-cost cross-border payments
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API-ready and embedded-finance compatible
