About Vodeno
Vodeno is a European fintech headquartered in Belgium. It offers a cloud-native, API-first BaaS platform, enabling brands to offer financial services without the need for their own banking license. Through its strategic partnership with Aion Bank, Vodeno delivers fully regulated financial infrastructure, empowering clients to innovate within a compliant framework.
Interview with Jean-Jacques Le Bon
Q: Can you tell us about your journey to Vodeno?
Jean-Jacques Le Bon: I started in both investment and retail banking, where I gained exposure to strategic and operational roles. Over time, I grew fascinated by how fintech was solving long-standing banking pain points. Vodeno presented a rare opportunity to shape the future of embedded finance from the inside.
Q: What makes Vodeno’s offering unique in the BaaS market?
Jean-Jacques Le Bon: Our edge lies in combining modern, API-first technology with a full EU banking license through Aion Bank. This lets us offer end-to-end solutions that include compliance, risk, operations, and tech—all under one roof. Very few BaaS players can do that.
Q: How do you ensure compliance across multiple European markets?
Jean-Jacques Le Bon: Compliance is at the heart of what we do. We’ve built cross-border processes that align with the EU’s regulatory landscape and integrate risk controls into our platform. Working closely with Aion Bank, we proactively monitor changes in regulation to keep our clients protected.
Q: What advice would you give to a business looking to embed financial services?
Jean-Jacques Le Bon: Focus on customer needs and work with a BaaS provider that understands both tech and regulation. Embedding finance is not just about APIs—it’s about trust, licensing, and execution.
Related Searches
- Top BaaS providers in Europe
- How to integrate embedded finance into your app
- Fintech compliance best practices 2025
- Vodeno and Aion Bank partnership
- Benefits of Banking-as-a-Service
Frequently Asked Questions (FAQ)
Q: What is Banking-as-a-Service (BaaS)?
A: BaaS enables companies to offer regulated financial services by integrating with a licensed bank’s infrastructure via APIs.
Q: What services does Vodeno provide?
A: Vodeno offers account creation, payments, cards, compliance, and lending infrastructure through a single API, supported by Aion Bank’s license.
Q: Who is Vodeno best suited for?
A: Vodeno supports fintechs, large brands, and digital platforms that want to embed financial services without becoming a bank themselves.
Conclusion
Jean-Jacques Le Bon and the Vodeno team are setting new standards in how financial services are delivered in Europe. Through robust partnerships and regulatory alignment, Vodeno empowers businesses to offer seamless, compliant, and customer-centric financial experiences. Their full-stack BaaS model is paving the way for the future of embedded finance.
To learn more, visit Vodeno’s official website.
